The low-income group can now use mobile apps for banking in Digital India

By | August 3rd, 2016|Categories: Banking, Digital Inclusion|Tags: , , , , , |

In India, Pradhan Mantri Jan Dhan Yojana, our government’s national mission for financial inclusion’ has a good looking scorecard, two years after it was launched. With 22.6 Crore Accounts opened till date, 75% of the accounts being active, and a total balance of more than Rs. 40,000 Crore accumulated in banks under the scheme, we can [...]

Made In India : Creating apps made for the Indian market

By | June 30th, 2016|Categories: Digital Inclusion, Technology|Tags: , , , , , , , , , , , , , , , , , |

Recently, while passing a KFC outlet, I was amused to see an ad in the window that screamed ‘100% Veg. Paneer Zinger!’ An ad that you are unlikely to see in a KFC window in their home country of USA. The irony that struck me, is that a franchise that gained its fortune on cooking up [...]

3 Questions to ask before developing a future ready ‘Intelligent App’

By | May 25th, 2016|Categories: Ecommerce, Technology|Tags: , , , , , , , |

When the CEO of Alphabet (formerly Google) speaks about the future of technology, the world listens. In Alphabet’s Annual Founder letter, here is what Sunder Pichai predicts, “"Looking to the future, the next big step will be for the very concept of the 'device' to fade away…Over time, the computer itself — whatever its form factor [...]

Digital India, Missing in action – the sad state of mobile money in India

By | March 4th, 2015|Categories: Banking, Digital Inclusion|Tags: , , , , , , , |

We are so used to thinking of ‘New India’ as a vibrant, progressive economic giant, that we would find it hard to believe there are areas where we under-perform, compared to countries that are more financially and politically challenged than us. Mobile money plays an important role in financial inclusion. Bankers favour mobile transactions over cash [...]

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